Steve was born in Bath, Somerset in 1952. He was educated at the City of Bath Boys' School and played violin in the school orchestra. He took up the guitar just before he left school and quickly began writing songs. However, he did not play in public until he moved to London in the early 1970's. He was born Stephen Truscott and the name Elgin came from the street where he used to live when he first came to London.

Steve released only one record, a single on the Dawn label.
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